Cyber Liability

3 Steps to Securing Cyber Liability Insurance

The average cost of a data breach is $225 per lost record, with more than half of such costs attributable to lost customers and lost reputation. Your business may be at more of a risk than you think. Get the coverage you need in three easy steps.

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Highlights of Coverage

  • Premiums as low as $995 for E&O coverage plus business owners package with the same carrier
  • Coverage for Personal Injury, Failure to Prevent Unauthorized Access, Malicious Code
  • Option for Intellectual Property coverage
  • Full prior acts coverage
  • Low deductibles

Your Technology Risk

We offer two levels of protection for small and medium to large firms: MicroTek and SuperTek. MicroTek liability insurance is designed for smaller firms and extends coverages they need at a price they can afford. SuperTek allows standard and broad coverage.


Six advantages of choosing Hatch Insurance Group for MicroTek Technology Liability Insurance

  • A.M. Best A++ rated carrier.
  • We cover a wide range of technology professional classifications including Web Site Design, Custom Software Development, and Network Support and Consulting.
  • Coverage considered for new ventures and technology start ups.
  • Simple application process.
  • Available as monoline Errors & Omissions.
  • Available in most states.

Highlights of Coverage

  • Unauthorized Access – computer hacking, credit card theft.
  • Privacy Breach – vulnerable private information in the wrong hands.
  • Theft of Digital Assets – computers, backup tapes.
  • Human Error – honest mistakes that can compromise data.
  • Cyber Extortion Threat
  • Malicious Code – and computer viruses can cost millions

Your Cyber Risk

Cyber crime is on the rise. Small businesses have seen a substantial increase in security breach or data loss incidents in the past year. 72% of these occurrences worldwide impact businesses with 100 employees or LESS.* The need for this coverage is clear, and the need is now.


Ten Reasons to choose Hatch Insurance Group for Cyber Security Liability

  • First and Third Party protection in a comprehensive coverage form.
  • First Party coverage includes Loss of Digital Assets, Non-Physical Business Interruption and Extra Expense, Cyber Extortion, Cyber Terrorism, and Security Event Costs.
  • Covered Cause of Loss includes administrative or operational mistakes.
  • Breach of Privacy coverage – includes damages resulting from alleged violations of HIPAA, state, federal, and foreign privacy protection rules.
  • Customer Breach Notice Expense and coverage (via sub-limit)
  • Public Relations Expense coverage.
  • Most favorable wording for punitive or exemplary damages.
  • Electronic media peril broadly defined to include infringement of domain name, copyright, trade name, slogan, service mark on the internet or intranet site.
  • Comprehensive Interruption Expenses coverage.

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