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If you damage a valuable piece of art while filming a promotional video for a real estate listing, the property owner can bring a claim against you. General liability can cover the replacement cost.
If you fail to deliver a marketing video for a local business by the agreed upon deadline, your client can sue you for their lost revenue. Professional liability can cover both the legal fees and the potential damages of the claim.
Business Personal Property
If your video equipment is lost or stolen, property coverage can cover the cost of its replacement.
Data Security/Cyber Liability
If your computer is hacked and your clients information is stolen, most states require that you notify each client in writing & supply credit monitoring. Data security coverage can cover you for the costs and guide you through the process.
Coverage is based on the terms, conditions, limitations and exclusions of your policy. Be sure to read your policy to verify your coverage.