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If your client is injured by tripping over your bag, they can bring a lawsuit against you. General liability can cover both the lawsuit and the medical expenses.
If a client realizes in a session with you that they do not like their job and later tells their boss, which results in their being fired, your client can bring a lawsuit against you. Professional liability can cover both the legal fess and potential damages of the claim.
Business Personal Property
If the property used for your business is damaged in a fire or stolen, you can be covered for it's replacement.
Data Security/Cyber Liability
If your computer is hacked and your client's information is stolen, most states require that you notify each client in writing & supply credit monitoring. Cyber liability can cover the costs and guide you through the process.
Coverage is based on the terms, conditions, limitations and exclusions of your policy. Be sure to read your policy to verify your coverage.