“Most homeowners policies do not cover home-based businesses. You need to purchase a separate insurance policy for your home-based business like I did. Many of you stay-at-home moms are small business owners and I wanted to pass this along in case you had ever thought about getting insured but didn't know where to start. HIG can write coverage in just about all 50 states, they have great rates, and top rate customer service.”
There's a lot to know when it comes to buying insurance such as the types of options available, how much protection you need and what represents a fair price. That's why it's important to have an independent agent looking out for you and your family. That's where Hatch Insurance Group comes into play. Here are some of the added benefits of choosing Hatch Insurance Group for your Home Based Business coverage:
24/7/365 Claim Service - You can rely on Hatch Insurance Group to protect your home-based business. Our claim professionals are available 24 hours a day, 365 days a year.
Your one source for individual insurance needs - In addition to home-based business insurance, Hatch Insurance Group can offer you coverage for your other small business insurance needs as well as auto, home, boat and yacht, personal articles, personal liability umbrella, condominium and renters coverage.
A customer visiting your home for business slips and falls. Since the customer was at your home for business purposes the Home-Based Business policy will provide the needed liability coverage excluded under your homeowners policy.
You operate a small E-bay business with an inventory of $7,500. A fire in your home destroys or damages your inventory. The Home-Based Business policy will provide coverage up to your Business Personal Property limit.
Your laptop is stolen while you are visiting a customer. The Home Based Business policy provides up to $5,000 to replace your laptop while away from the residence premises. Coverage for your lost data can be obtained as well.
Operating a business from your home can be a rewarding and profitable experience. However, each day brings the possibility for a loss that could leave you and your business unprotected. Protect your home-based business inventory from loss at a trade show for example. Most homeowners policies are not designed to cover a business exposure in the home.