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If your customer slips & hurts themself while getting into your chair for a haircut, you can be held responsible for the medical bill. General liability can cover the medical costs.
If a client were to have an allergic reaction to a hair treatment you used and they had to miss an important event, they could insist that you pay for their damages. Professional liability can cover the potential costs of the claim.
Business Personal Property
If your equipment is stolen, you can be covered for it's replacement
Data Security/Cyber Liability
If your computer is hacked and your client's information is stolen, most states require that you notify each client in writing & supply credit monitoring. Data security coverage can cover you for the costs and guide you through the process.
Coverage is based on the terms, conditions, limitations and exclusions of your policy. Be sure to read your policy to verify your coverage.